Discover how to build a CD ladder to strategically enhance liquidity and maximize interest. A step-by-step guide for balanced investing with certificates of deposit.
What Are Certificate of Deposit (CD) Ladders? A Certificate of Deposit (CD) ladder is an investment strategy involving the purchase of multiple CDs with varying maturity dates, providing a steady ...
CD ladders use different maturities to maintain access to funds at regular intervals while guaranteeing a return. Short-term CD ladders are often used as part of an emergency fund strategy. Long-term ...