When a storm, fire, or burst pipe wrecks your home, the most important line in your policy is not the deductible, it is whether your payout is based on replacement cost or actual cash value. That ...

Janet Fowler is a financial writer and has 5+ years of professional experience in human resources. Eric's career includes extensive work in both public and corporate accounting with responsibilities ...

When a fire, storm, or burst pipe takes out your house, the number that matters most is not what your home would sell for, but what it costs to rebuild it from the ground up. The gap between those two ...

Is reading your homeowner's policy as clear as mud? Take comfort — you're not alone. About two in three homeowners (65%) said they “have no idea” what their home insurance covers, and 16% said they ...

A State Farm expert shares three key homeowners insurance tips North Texas homeowners should know, from weather risks to replacement cost and valuables coverage.