This story was originally published on Oct. 13, 2017. The envelope method espoused by personal finance expert Dave Ramsey is a useful strategy for beginning budgeters, including student loan borrowers ...

A budget can help you be more mindful of—and deliberate with—your spending. The envelope budgeting system, for example, uses a cash-based approach. With this method, you divide your money into ...

How exactly does it work? What about online purchases? Here's everything you need to know about cash stuffing.

What’s old has become new again. Setting aside physical cash and stuffing it in envelopes to stay on budget – otherwise known as "cash stuffing" or the "envelope method" – has seen a spike in ...

Cash stuffing involves allocating physical cash into labeled envelopes for different budget categories. The method is seeing a resurgence in 2025 as Americans look for ways to control spending and ...

If you're trying to get out of credit card debt, managing your money the old-fashioned way is what money expert Clark Howard has been recommending for years. We've all read the studies that say people ...

When it comes to sticking to a budget, I always have good intentions to be consistent. But after a few days, I become more relaxed about tracking my spending. By the end of the month, the budget is ...