For a while there, it seemed like 5% CDs were here to stay. The Federal Reserve didn't seem to be in a rush to lower interest rates, and many savers got to lock in CDs at 5% for a pretty long stretch.

The long-awaited first Federal Reserve rate cut finally arrived on Sept. 18 -- but CD rates (particularly those on short-term CDs) are still fairly high for now. As of this writing, the top rate on ...

Opening a CD account means locking your money for a fixed term (3 months to 5 years) in exchange for guaranteed interest rates. CDs work best for specific savings goals with known timelines, like ...

CDs are safe and offer a decent APY right now. However, the stock market can make you way more money in the long term. High-yield savings accounts offer similar APYs without the limitations of CDs.

While elevated interest rates have slowed the housing market in recent years, they've been a boon for those with savings deposit accounts, including certificates of deposit (CDs). However, the tides ...

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We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. While traditional banks have long been the go-to for CDs, savvy savers ...

Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates.

Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up all of your ...

CD rates look tempting right now. Plenty of banks are still offering 1-year CDs with APYs around 4.00%. For a lot of people, that's a solid, safe way to put cash to work. But I'm skipping CDs this ...

It often pays for retirees to put money into CDs. I'm not close to retirement, so I'm more focused on stocks these days. CDs are a good option when saving for near-term goals, not long-term ones. The ...