For generations, pensions have been regarded as the gold standard of retirement security, offering guaranteed income you can count on for life. However, funding gaps, longer life expectancies and ...

The ‘4% rule’ has often been used to help with this. Originally devised by American financial planner William Bengen in 1994, ...

Future retirees often daydream about golden years that never end. In reality, too many golden years could be a nightmare. “The No. 1 risk in retirement, hands down, is longevity risk,” said David ...

Forbes contributors publish independent expert analyses and insights. I am the President of Diversified, a CFP and author. Retirement isn’t merely about leaving the workforce; it’s about moving toward ...

Providers of drawdown products should be required to develop charge-capped default products to help disengaged savers make their pension last, the Work and Pensions Committee has recommended. In a ...

Data from the Fed shows how common retirement savings are among older Americans and the average amounts they report.

What could a £250,000 ISA really do for you? It won’t retire you overnight, but it could reshape your income, choices, and ...

Annuity rates rose by 5.48% in 2025, the latest figures show, an increase worth up to £9,000 extra in lifetime income for a ...

Thousands of people in the UK could be heading towards retirement without adequate preparation, an expert has warned. Almost ...

The UK's largest defined contribution (DC) master trust has appointed pension insurance specialist Rothesay to co-design a ...