When it comes to credit utilization, the closer you are to zero, the better it is for your credit score. Dvorkin notes that a common recommendation is to keep your utilization below 30% for a healthy ...

A credit score is a number that rates a consumer’s creditworthiness. The higher the score, the better a borrower looks to ...

You can get a car loan with a low credit score, but the best rates are reserved for borrowers with high scores ...

FICO and VantageScore credit scores are the two most common types of personal credit scores. Business credit scores use ...

Is an 850 credit score worth chasing? See why perfect credit does not unlock better deals than an excellent score -- and what ...

An 850 credit score won't get you lower rates. Here's what actually changes, what doesn't, and why perfect credit still ...

Credit scores play a central role in people's lives. Fair Isaac Corp., or FICO, has dominated credit scoring until recently. The credit-scoring industry is going through a big shift as companies ...

As an avid car enthusiast, Joe enjoys time on the track, going to car meets, or simply taking a long drive in the Colorado mountains. Joe has always had a love for writing and cars, so he decided to ...

If you are thinking about your credit score during a transition, consider how affected accounts will show up on your credit ...

What is a good credit score? Here’s what experts say - Having a good credit score opens the door for lower interest rates on ...