Estimate your benefit amount, determine when to apply, and explore other factors that may affect your retirement planning. Learn how to time your application so your first benefit payment arrives when …

Apr 1, 2025 · Use USAGov's benefit finder tool to find retirement benefits that may help with living expenses, health care, medications, and more. If you are a federal employee, visit the OPM …

Jun 30, 2025 · Take one step at a time on this lifelong journey. If you're saving for retirement, the best way to help ensure success is by saving consistently (Fidelity suggests saving 15% of your income …

OPM is here to help you transition from serving the American people to enjoying your retirement. These links are useful to new and existing retirees throughout their retirement journey.

AARP is the nation's largest nonprofit, nonpartisan organization dedicated to empowering Americans 50 and older to choose how they live as they age.

Dec 2, 2025 · Retirement starts at about age 64, on average, for American workers and lasts roughly 20 years. Average retirement age varies by state and ranges from age 61 to 67, according to a Madison …

Retirement isn’t just one step called “stop working at a job.” After the pre-retirement stage and the big good-bye, expect to move through a honeymoon phase, disenchantment, the job of building...

Jan 3, 2026 · Workers will be able to put up to $24,500 into their 401 (k)s and similar workplace retirement accounts in 2026, up $1,000 from this year, the IRS said. One important lesson: Keep …

There are two main steps: start with how much money you’ll need and your priorities, then choose account types and investment selections. That might feel like a lot of work, but here’s what that...

Get answers to common questions about withdrawals or distributions from your IRA retirement plan.