There's this assumption that public markets are safe and private markets are risky, but honeslty I don't think it's as simple as that. The Nasdaq lost a third of its value in 2022. Global markets dropped 30% in five weeks during COVID. That's not some obscure asset class behaving badly. That's the mainstream option most people default to without thinking twice. Private markets have real risks too. You can't exit quickly, the timeline is longer, and the information you get is limited. It's less a