🏡 First-Time Homebuyer Grants & Assistance Programs — What You Should Know Think you need a huge down payment to buy your first home? 😳 Many first-time buyers may qualify for grants or down payment assistance programs that can help reduce upfront costs. These programs can sometimes be used for: 💰 Down payments 📄 Closing costs 🏠 Making homeownership more accessible Not everyone qualifies, and programs vary by state, income, and property type, but knowing what exists can make a big difference