Big things start small—and so do successful businesses. Whether you're launching a startup, opening your first storefront, or expanding your services, NBT Bank is here to help you grow. We offer tailored business checking accounts, flexible startup financing, and personalized entrepreneur support to guide you every step of the way. Let us be your partner in building something great. Learn more: www.nbtbank.com/itstartshere #ItStartsHere #NBTBank #BusinessBanking #Entrepreneurship #SmallBusiness

We are very excited to welcome Salisbury Bancorp into the NBT community as we have officially closed on our merger! NBT Bank now has 153 banking offices across our seven-state footprint, including 13 added banking offices northwestern Connecticut, the Hudson Valley region of New York and southwestern Massachusetts. “We are honored to build on the relationships Salisbury has cultivated with their customers, communities and shareholders for 175 years,” said NBT President and CEO John H. Watt, Jr.

Our checking accounts meet your cash management needs, so you can focus on what you do best — running your business. | NBT Bank

Please note that NBT Bank will be closed Monday, September 6 in observance of Labor Day. As always, you can continue to bank 24/7 with our digital banking tools. | NBT Bank

First time logging in to our new digital banking experience? Here are a few things to know: ➡️ If you already used our online banking platform, simply use your existing user ID and password. ➡️ Forgot your user ID or password? You can reset them yourself by following the links on our login page. ➡️ Once logged in, be sure to check the accuracy of the phone number associated with your account. For more information, visit www.nbtbank.com/bankeasier. *Please note that we appreciate your patience as